Understanding how Kentucky bodily injury works will help you understand how you will get your medical care covered for your injuries. All states have requirements for the type of car insurance you are required to purchase in order to drive.
In Kentucky, drivers are required to purchase Personal Injury Protection (PIP) coverage, and Liability, which is separated into Bodily Injury Liability and Property Damage Liability.
Whether you are responsible for the accident or not, your own insurance company will pay for the medical expenses and loss of wages for you and your passengers. To understand in more detail how PIP works, return to this page, Understanding How PIP works- getting your medical care paid for.
After a car accident in Kentucky it is very important that you call your own insurance company to report the accident, even if you know the other driver was at fault.
Before calling your company, look over at this page, Car Accident Claim - 10 Essential Claim Tips to help you have the best outcome with your claim.
After a car accident in Kentucky it is very important that you call your own insurance company to report the accident, even if you know the other driver was at fault.
Kentucky uses a Pure Comparative Fault rule, which means that an injured person can recover damages, even if the injured person was 99% at fault. However, the recovery will be reduced by amount of fault.
Determining who is at fault after a car accident is complicated and cannot be sorted out online. Your insurance company will help you with this.
The Statute of Limitations means that you must file a lawsuit or close or settle your case within your state time limits. The time clock starts on the day of the car accident.
Injury: 1 years
Property Damage: 2 years
To learn more about your State's insurance rules and regulations:
I will be writing about my experience in real time, read along, or check in now and again. I will be posting about my pain treatments, and you can send questions about your own accident at any time for me to include.
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