Understanding how West Virginia bodily injury works will help you understand how you will get your medical care covered for your injuries. All states have requirements for the type of car insurance you are required to purchase in order to drive. In West Virginia, you are required to carry Liability, which is divided into Bodily Injury Liability and Property Damage Liability,and Underinsured motorist coverage.
Your coverage pays for serious and permanent injury or death to others when you cause a crash involving your automobile. Your insurance company will pay for injuries up to the limits of your policy and provide legal representation for you if you get sued.
West Virginia uses a Rule called the 50% Rule, which means that an injured person cannot recover damages if the injured party was 50% or more at fault. If the injured party was 49% or less at fault, they can recover, and recovery is reduced by degree of fault.
Determining who is at fault after a car accident is complicated and cannot be sorted out online. Your insurance company will help you with this.
The Statute of Limitations means that you must file a lawsuit or close or settle your case within your state time limits. The time clock starts on the day of the car accident.
Injury: 2 years
Property Damage: 2 years
To learn more about your State's insurance rules and regulations:
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