What do most people recieve for a settlement?

by Kristina
(eugene,OR,USA)

I was waiting for traffic to pass, had blnker on was waiting to make a left turn. I was rear-ended by other driver who said "Did not see me". Speed was 35mph, and swerved and damaged both cars and I had personal injuries. Went to Emergency room that evening, took x-rays had physical therapy for 2 months and now the insurance is ready to settle the claim.
I am wondering, what is the claim amount i should be persuing?

Hi there, Michelle here...



Before I answer your question, I would like to say a few things...The insurance company does not get to decide when you settle. YOU always are the one to decide.

The reason for this is because only you and your doctors know when you are finished treating and your injuries are healed. If you are finished and no longer in pain, and your therapists support that as well, then yep it’s time to settle.

I would say two months after a rear-end accident in which you were hit around 35mph, that likely your injuries may need just a bit longer to heal. However, if you are out of pain and back to all your normal activities, that is all that matters.
So, settlement. Always the most complicated question.

The starting point is generally 3x the medical bills. This is a place for you to start with an offer. It is always easier to start high and come down, but if you start to low with your offer, its just very hard to go higher. If the insurance company starts with an offer, it will be their lowest one.

So, know you can always go up. It is a negotiation, not a black and white number. The insurance company will tell you they cannot go any higher and try to make you feel guilty, or they can try to make you feel like you are greedy or any number of festive tricks to force you to take a smaller settlement.

So, have a number in your mind which will make you happy that is lower than 3x the medical bills and higher than your grocery bill. Work to get the company to this number. If you feel that they are not being reasonable, or they are not budging, then it is time to talk to a lawyer.

A consultation with a lawyer is always free, and easy. Although I don’t think in your case you will need one, I am including a link to finding a lawyer here, just in case someone needs one who is reading this.

click here, scroll down just a bit and fill out the form.

I hope this helps a bit, good luck! M.

Comments for What do most people recieve for a settlement?

Average Rating starstarstarstarstar

Click here to add your own comments

Nov 29, 2016
Rating
starstarstarstarstar 		Nice NEW
by: Heating and Cooling

Nice facts to consider in future.

http://www.furnaceacdirect.com/


Feb 23, 2016
Rating
starstarstarstarstar 		settlement NEW
by: Ana

Keep in mind that the earlier a case settles, the less expensive the litigation process is for both parties, particularly a defendant paying at an hourly rate.
Feb 23, 2016
Rating
starstarstarstarstar 		Excellent Assignment Writing NEW
by: julie lucy

It was a great article for sharing with other friends. Thanks for it. http://www.excellentacademichelp.com/thesis-writing
Nov 09, 2015
Rating
starstarstarstarstar 		I would like to NEW
by: Grace

I would like to thank you for your nicely written post, its informative and your writing style encouraged me to read it till end. Thanks
stansted secure parking
Nov 06, 2015
Rating
starstarstarstarstar 		limo transfers sydney NEW
by: sunny

limo transfers sydney
Thanks, I think the time it took to make the video is absolutely worth it and by far the best way to relive the experience afterwards.

I used iMovie '11 which was free on my Mac. I don't have experience with PC softwares but I have heard good things about Sony Vegas.

Nov 03, 2015
Rating
starstarstarstarstar 		settlement NEW
by: Jim

Ya i agreed with writer that insurance company will decide when you settle. Its you whos is going to decide

Mightybox your Storage Service


Nov 02, 2015
Rating
starstarstarstarstar 		I am doing a NEW
by: Anonymous

I am doing a report on this subject. Your article is full of really useful information. I will make sure to come back to check out your posts for my next report. Cheers
long term meet greet
Oct 27, 2015
Rating
starstarstarstarstar 		rental services In Sydney Australia NEW
by: Anonymous

sydney airport transportation Friends Limousines and car rental services In Sydney Australia. We are offer a car for at your home step... contact us.....
Oct 26, 2015
Rating
starstarstarstarstar 		Car Accident NEW
by: Anonymous

You are doing very nice job by posting this article. My vote go in your favour with your idea-ology that the insurance company does not get to decide when you settle. YOU always are the one to decide. fast delivery alcohol

Oct 23, 2015
Rating
starstarstar 		Insurance settlement. NEW
by: Micky Dalton

Michelle, quite satisfactory answer! Insurance companies always claims after you get fully
recovered and always try to make the settlement with a lower amount. So it would be smart enough to have a fixed amount in your mind. Insurance is just not for human but for our vehicle, houses, property and for our pets also to get covered for the future. Thanks for your link for advocate but I don't think I'll need for any lawyer. I too want to add here a link for Pet insurance benefits so that along with your own you can be watchful for your pets health issues.
Oct 19, 2015
Rating
starstarstarstarstar 		Cool blog NEW
by: christina

The style of your is very unique but easy to understand what you want to say in this discussion. Thanks a lot for sharing
affordable papers
Oct 06, 2015
Rating
starstarstarstarstar 		Dulles Airport Limousine NEW
by: JessicaSmith

Get a better limousine experience from start to finish with Dulles Limousine, a leading provider of limousine services for traveling from airport, weddings, promos and much more.
Sep 24, 2015
Rating
starstarstarstarstar 		settlement NEW
by: Anonymous

Just wish to say your article is as astonishing. The clarity in your post is just nice and i can assume you're an expert on this subject. Fine with your permission let me to grab your RSS feed to keep updated with forthcoming post. Thanks a million and please keep up the enjoyable work.

Alina

Aug 07, 2015
Rating
starstarstarstarstar 		top essay writing services NEW
by: Anonymous

All the technology and education of it has been transferred from developed to developing and under developed countries and the world is moving towards progress slowly but surely and soon all the countries will be developed ones.
Jul 13, 2014
Rating
starstarstarstarstar 		Rear ended. NEW
by: Anonymous

Hi, I was rear ended a few days ago,it was a hard hit.My car didint have to much damage, although it needs to be inspected. Hers did have alot of damage and needed a tow truck.Heres the issue, I told her and the insurance adjuster (over the phone I said I had no injury)Well, I am now feeling injured enough that I cant do my normal routine. I workout frequently so I know if I get an injury. my right shoulder/neck area hurts badly. Now do we call the adjuster and let him know before going to doctor? Also, can the injured receive a Check for ALL auto and bodily injury sent to them? Ive never been injured before in accident or rear-ended. Thank you.
May 31, 2014
Rating
starstarstarstarstar 		In Negotiations NEW
by: Anonymous

Hello,
I was hit from behind by a left-hand turner. I went to emergency and was prescribed medications. I have a pre-existing medical condition that is aggravated by high blood pressure or stress. I made a tentative offer to the insurance company that was low. Naturally, they jumped on it and I tentative agrees (but have signed nothing).
The offer was for the cost to repair my vehicle, but nothing for physical pain. The release is in the mail. I want to renegotiate for bodily injury. And I within my rights to do so and how likely will they agree to up the ante.

Click here to add your own comments

Join in and write your own page! It's easy to do. How? Simply click here to return to Have A Question About Your Car Accident Injuries?.

Head Back to Car Accident Facts Home Page